Loans for goods and services

Goods and services on credit!

Purchase a variety of goods and services from our extensive network of partners, including household appliances, electronics, gym memberships, and more.

Shop with ease

Experience the speed and convenience of acquiring a diverse range of goods and services seamlessly from our partner shops.

  • Zero Overpayment
    Secure loans for your purchases without incurring any additional costs.

  • Loan Amount
    Access loan amounts ranging up to 18,000 Somoni to accommodate your specific needs.

  • Flexible Repayment
    Enjoy flexible repayment terms extending up to 10 months for convenient and stress-free payment.

  • No Guarantor Required
    Experience a hassle-free application process without the need for a guarantor.

  • Effortless Repayment
    Make repayments with ease, ensuring a seamless and convenient process.

  • Simple Online Application
    Apply swiftly through our user-friendly online platform for a hassle-free experience.

Accessible loan solutions

Qualify easily for a loan, designed to provide accessible and straightforward financial solutions.

  • Zero Interest Rate
    Benefit from a zero-interest rate, eliminating additional costs for a more affordable borrowing experience.

  • Generous Amounts: Up to 18000 Somoni
    Choose a loan amount that fits your requirements, ranging up to 18,000 Somoni.

  • Flexible Repayment
    Select from flexible repayment terms extending up to 10 months, aligning with your financial preferences.

  • Citizen Eligibility
    Accessible to every citizen of Tajikistan with a fixed income, whether from a salary or pension.

Loan Calculator

* Comission fee 1 %

* The following calculation is informative and may change slightly.

Information on calculating interest rates

Loan application process: step by step

Experience an application process built on trust, efficiency, and your unique needs

  • 1

    Online Application
    When you apply online, our team will contact you to verify your identification conduct a thorough credit history check to expedite your loan journey.

  • 2

    Registration and Document Submission
    After validating your credit history the loan application will be processed for final assessment

  • 3
    Loan Approval and Contract Signing
    Upon approval, you will be invited to sign the loan contract and instantly receive your approved funds, ensuring a seamless process.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

Yes. You receive your good/service from our partner merchant with 0% interest loan. We get our benefit from the partner merchant.

A passport is a standard document required for the application process.

You can obtain various goods and services from our partner merchants in Dushanbe, Vahdat, Bohtar, Kulob, Vose and Shahritus.

Last updated on: March 7, 2025

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