Tourism and handicraft business loan

Achieve your goals in tourism and handicraft business

Our Loan solution designed to support citizens engaged in national handicraft and tourism.

Special grace period and more benefits for your business

Minimum documents are required, allowing you to get a loan and benefit from attractive interest rates and convenient conditions.

This is special for you:
  • Competitive Interest
    Annual interest rate – 28%

  • Accessible amount
    The loan amount from 2,000 to 24,000 somoni

  • Loan term and grace period
    А convenient term for repayment of the loan up to 36 months, with the opportunity to use up to 6 months grace period
  • Loan collateral
    Only a guarantor. If your credit history is positive (positive score) guarantor is not required.

Expand your handicraft business and tourism in Tajikistan

Get a loan for the development of your business on favorable terms.

  • Required documents
    To obtain a loan, all we need is your passport, INN and Guarantee (for loans with guarantee)

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Get a loan simply

The fastest way to expand the business.

  • 1

    Complete the online application form.

  • 2

    Expect a call from our call-center operator to verify your identity and schedule a branch visit.

  • 3

    Visit our branch at the scheduled time with your passport.

  • 4

    Sign the contract and get your money.

Start your application

Applying for a loan with us is a straightforward and convenient process


Frequently Asked Questions

It is a loan for the development of the tourism sector and handicrafts, aimed at stimulating entrepreneurial activity among the local population in the field of tourism.

The Loan for development of Tourism and Handicraft is offered to Tajik entrepreneurs who create conditions for the development of the tourism industry in the country, and contribute to the formation and promotion of a competitive tourist offer in the republic.

Low interest rates: Obtain the necessary amount for the development of your business or agriculture at a favorable interest rate and for a convenient period.
●Convenient Loan term: Up to 36 months.
●Grace period for a loan: The grace period allows the borrower to delay payment beyond the due date without incurring a penalty for up to 6 months.
●Convenient loan repayment: Repay the loan in a way that is convenient for you: at any FINCA office, through a payment terminal, or using FINCA Online.

Financial support: receive money for Tourism or Handicraft development on flexible terms.

Visit any of our branches or register online through our website. Our friendly staff will be happy to assist you with the process.

Upon expiration of the grace period, penalties are charged for late repayment.

Last updated on: March 7, 2025

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