The purpose of the deposit insurance system for individuals is to ensure the financial stability of the Republic of Tajikistan, which includes maintaining public confidence in the banking system.

The fundamentals of the functioning of the deposit insurance system for individuals are governed by the Law of the Republic of Tajikistan "On Insurance of Deposits of Individuals. In order to ensure the effectiveness of the deposit insurance system for individuals, Deposit Insurance Fund for Individuals (hereinafter referred to as the Fund) is established. The fund pays insurance compensation to depositors upon the occurrence of an insured event, maintains a register of credit institutions included in the savings insurance system for individuals, and manages records and collections from credit institutions.