CARDS

The bank payment card of the National Payment System “Korti Milli”, issued by MDO “FINCA”, is a convenient and reliable tool for accessing and managing your bank account 24 hours a day, 7 days a week.

Benefits

  • Fast service and card issuance
  • Payment and purchases in all trade and service enterprises – NO COMMISSION
  • Round-the-clock access to funds on card accounts to pay for goods and services, as well as cash withdrawals through ATMs and POS terminals of all financial institutions of Tajikistan
  • Receiving wages, pensions, benefits and loans
  • Instant sending and receiving money transfers from card to card
  • Favourable rate for international money transfers from card to card
  • Instant blocking and unblocking of cards via SMS service

  • Payment of utility bills and other payments through the online service FINCA Online
  • Instant replenishment of e-wallets through FINCA Online
  • The bank card is provided by one of the leading financial institutions of the Republic of Tajikistan with 100% foreign shareholder – FINCA International. FINCA International, headquartered in Washington has over 2.7 million clients in 20 subsidiaries in Africa, Eurasia, the Middle East, Southeast Asia and Latin America.

Bank payment card usage rules

(Annex No. 2 to the Agreement on servicing of bank payment card)

INDIVIDUAL CARD «CLASSIC»

The cards are intended for all customers, especially for customers receiving international bank transfers from abroad through the SWIFT system;

Additional characteristics of the card product

  • Card term: from 1 to 3 years
  • Card account currency: TJS, USD, and EUR
  • Basic services and opportunities for cards:

    • Cash withdrawal;
    • Payment for goods and services throughout Tajikistan;
    • Request for balance and mini statements in ATMs and POS terminals;
    • Change of PIN in ATMs and POS terminals;
    • Money transfers from card to the card within Tajikistan;
    • Money transfers from cards issued by Russian banks to cards issued by MDO FINCA and vice versa.
  • Card account replenishment methods:
  • In cash

    • In any office of MDO FINCA
    • Through self-service payment terminals
  • Cashless

    • From card to the card via FINCA Online, Cyberbank Online application, etc.
    • From electronic wallets
    • Through other banks through the SWIFT system or the NBT settlement system according to the details.

SMS service

MDO FINCA provides all its clients with an SMS service for obtaining information and control of transactions on a bank account, obtaining information about blocking cards in case of loss/theft and requesting a balance on the balance of a card account 24/7.

SMS help desk (at the request of clients)

  • To obtain information about the balance on bank payment cards
  • To block a bank card in case of emergencies

SMS Service Commands-Help Desk:

Operations with bank cards (it is necessary to send commands in the form of SMS to the number: 5151

**** – 4 last digits of the card number:

  • activate **** (Unlock card)
  • deactivate **** (Card blocking)
  • balance ****
  • notify on **** (include Informing)

To connect to SMS services, please contact our nearest branches or CMS and fill out an application for SMS service or contact the call centre at +992 44 600 23 23

Link to download: 

INDIVIDUAL CARD «FINKORT»

Cards for all customers who want to receive money transfers from abroad through money transfer systems without opening a card account or P2P transfers from card to card. This card is also intended for the issuance of loans and payment of money transfers within the Country.

Additional characteristics of the card product

  • Card term: from 1 to 3 years
  • Card account currency: TJS

  • Basic services and opportunities for cards:

    • Cash withdrawal;
    • Payment for goods and services throughout Tajikistan;
    • Request for balance and mini statements in ATMs and POS terminals;
    • Change of PIN in ATMs and POS terminals;
    • Money transfers from card to the card within Tajikistan;
    • Money transfers from cards issued by Russian banks to cards issued by MDO FINCA and vice versa.
  • Card account replenishment methods:
  • In cash

    • In any office of MDO FINCA
    • Through self-service payment terminals
  • Cashless

    • From card to the card via FINCA Online, Cyberbank Online application, etc.
    • From electronic wallets
    • Through other banks through the SWIFT system or the NBT settlement system according to the details.

SMS service

MDO FINCA provides all its clients with an SMS service for obtaining information and control of transactions on a bank account, obtaining information about blocking cards in case of loss/theft and requesting a balance on the balance of a card account 24/7.

SMS help desk (at the request of clients)

  • To obtain information about the balance on bank payment cards
  • To block a bank card in case of emergencies

SMS Service Commands-Help Desk:

Operations with bank cards (it is necessary to send commands in the form of SMS to the number: 5151

**** – 4 last digits of the card number:

  • activate **** (Unlock card)
  • deactivate **** (Card blocking)
  • balance ****
  • notify on **** (include Informing)

To connect to SMS services, please contact our nearest branches or CMS and fill out an application for SMS service or contact the call centre at +992 44 600 23 23

Link to download: 

INDIVIDUAL «DEPOSIT CARD»

Cards for the payment of accrued interest on term deposits.

Additional characteristics of the card product

  • Card term: from 1 to 3 years
  • Card account currency: USD, RUB and EUR

  • Basic services and opportunities for cards:

    • Cash withdrawal;
    • Payment for goods and services throughout Tajikistan;
    • Request for balance and mini statements in ATMs and POS terminals;
    • Change of PIN in ATMs and POS terminals;
    • Money transfers from card to the card within Tajikistan;
    • Money transfers from cards issued by Russian banks to cards issued by MDO FINCA and vice versa.
  • Card account replenishment methods:
  • In cash

    • In any office of MDO FINCA
  • Cashless

    • From card to the card via FINCA Online
    • Through other banks through the SWIFT system or the NBT settlement system according to the details.

SMS service

MDO FINCA provides all its clients with an SMS service for obtaining information and control of transactions on a bank account, obtaining information about blocking cards in case of loss/theft and requesting a balance on the balance of a card account 24/7.

SMS help desk (at the request of clients)

  • To obtain information about the balance on bank payment cards
  • To block a bank card in case of emergencies

SMS Service Commands-Help Desk:

Operations with bank cards (it is necessary to send commands in the form of SMS to the number: 5151

**** – 4 last digits of the card number:

  • activate **** (Unlock card)
  • deactivate **** (Card blocking)
  • balance ****
  • notify on **** (include Informing)

To connect to SMS services, please contact our nearest branches or CMS and fill out an application for SMS service or contact the call centre at +992 44 600 23 23

Link to download: 

«SALARY CARDS»

Cards for the payment of wages and other remuneration on the salary cards. The cards can also be used to receive other payments, personal savings and loans.

Additional characteristics of the card product

  • Card term: from 1 to 3 years
  • Card account currency: TJS, USD and EUR depending on the card product

  • Basic services and opportunities for cards:

    • Cash withdrawal;
    • Payment for goods and services throughout Tajikistan;
    • Request for balance and mini statements in ATMs and POS terminals;
    • Change of PIN in ATMs and POS terminals;
    • Money transfers from card to the card within Tajikistan;
    • Money transfers from cards issued by Russian banks to cards issued by MDO FINCA and vice versa.
  • Card account replenishment methods:
  • In cash

    • In any office of MDO FINCA
    • Through self-service payment terminals
  • Cashless

    • From card to the card via FINCA Online, Cyberbank Online application, etc.
    • From electronic wallets
    • Through other banks through the SWIFT system or the NBT settlement system according to the details.

SMS service

MDO FINCA provides all its clients with an SMS service for obtaining information and control of transactions on a bank account, obtaining information about blocking cards in case of loss/theft and requesting a balance on the balance of a card account 24/7.

SMS help desk (at the request of clients)

  • To obtain information about the balance on bank payment cards
  • To block a bank card in case of emergencies

SMS Service Commands-Help Desk:

Operations with bank cards (it is necessary to send commands in the form of SMS to the number: 5151

**** – 4 last digits of the card number:

  • activate **** (Unlock card)
  • deactivate **** (Card blocking)
  • balance ****
  • notify on **** (include Informing)

To connect to SMS services, please contact our nearest branches or CMS and fill out an application for SMS service or contact the call centre at +992 44 600 23 23

Link to download: 

CORPORATE CARDS

Cards for legal entities are used to replace small cash, an analogue of issuing money for a report, constant access to financial resources 24/7, as well as for making non-cash payments.

Additional characteristics of the card product

  • Card term: from 1 to 3 years
  • Card account currency: TJS, USD and EUR depending on the card product

  • Basic services and opportunities for cards:

    • Cash withdrawal;
    • Payment for goods and services throughout Tajikistan;
    • Request for balance and mini statements in ATMs and POS terminals;
    • Change of PIN in ATMs and POS terminals;
    • Money transfers from card to the card within Tajikistan;
    • Money transfers from cards issued by Russian banks to cards issued by MDO FINCA and vice versa.
  • Card account replenishment methods:
  • In cash

    • In any office of MDO FINCA
    • Through self-service payment terminals
  • Cashless

    • From card to the card via FINCA Online, Cyberbank Online application, etc.
    • From electronic wallets
    • Through other banks through the SWIFT system or the NBT settlement system according to the details.

SMS service

MDO FINCA provides all its clients with an SMS service for obtaining information and control of transactions on a bank account, obtaining information about blocking cards in case of loss/theft and requesting a balance on the balance of a card account 24/7.

SMS help desk (at the request of clients)

  • To obtain information about the balance on bank payment cards
  • To block a bank card in case of emergencies

SMS Service Commands-Help Desk:

Operations with bank cards (it is necessary to send commands in the form of SMS to the number: 5151

**** – 4 last digits of the card number:

  • activate **** (Unlock card)
  • deactivate **** (Card blocking)
  • balance ****
  • notify on **** (include Informing)

To connect to SMS services, please contact our nearest branches or CMS and fill out an application for SMS service or contact the call centre at +992 44 600 23 23

Link to download: