ADVANTAGES FOR CUSTOMERS
- Minimum deposit amount – 100 TJS / 10 USD;
- Attractive interest rates – 19% – TJS, 5,5% – USD per annum;
- Regular income in the form of accrued % on a monthly basis;
- Interest is saved and paid fully even in case of early termination of the contract;
- Ability to replenish the account 24/7 through self-service terminals, as well as directly through the online service FINCA Online and other online applications;
- Reliability and trust. FINCA is part of the FINCA Impact Finance (FIF) network with its headquarter in Washington DC, USA and operating in 19 countries. FIF serves over 2.7 million customers;
- The deposit account holder has the opportunity to receive a fast loan in the amount of 100% of the deposit outstanding.
TERMS OF THE DEPOSIT
- Deposit currency – Somoni (TJS)/Dollars (USD)
- Minimum amount -100 TJS / 10 USD
- Maximum amount – TJS 2,000,000/USD 200,000
- Account replenishment – Allowed anytime up to the maximum amount
- Minimum term – 1 year (12 months)
- Maximum term – 2 years (24 months)
- Annual interest rate — 19 % TJS, 5,5 % USD
- Interest accrual – Daily accrual
- Interest payments – Capitalized monthly (Compounded)
- Partial withdrawal of funds from the account – Not allowed. Only accrued interest can be withdrawn depending on the deposit amount.
- Size of minimum amount for replenishment – Not installed
- The target group of clients – The women over the age of 18
IN CASE OF EARLY WITHDRAWAL AND TERMINATION OF DEPOSIT CONTRACT
| Deposit term | Interest payment |
|---|---|
| Up to one year | 100% – of the accrued interest for the period |
| For each full year | 100% – from accrued interest for the period |
| From the second year for an incomplete year | 50% – of the accrued interest for the period |
THE LIST OF DOCUMENTS NECESSARY FOR OPENING TERM DEPOSIT «BONU» (Promotion)
- The internal passport. For non-residents, a copy of their passport and a copy of the visa or a replacement document.
- TIN.