Deposit classic

Smart and convenient deposit for stable returns

Unlock the full potential of your funds and relish a steady income of up to 16% per annum.

Eternal Returns

Indulge in timeless returns with our “Classic” deposit, featuring terms spanning from one to two years and an impressive interest rate.

  • Continuous Growth
    Experience continuous growth as interest is capitalized, boosting your returns each month.

  • Flexible Access
    Enjoy the freedom to access your funds with flexibility. You can withdraw your deposit at any time, though with a slightly reduced interest rate.

  • Available deposit currencies

    Somoni, US Dollars, Russian Ruble

  • Interest rates

    • For individuals: in Somoni – 16%, in US Dollars – 4.5%
    • For legal entities:
      • in Somoni – from 8% to 14%
      • in USD – from 1% to 4%

Experience the Ease of Flexibility

Embark on a journey of flexibility and convenience with our Classic deposit, meticulously crafted to cater to the preferences of every saver.

  • Minimum Term
    Embark on your savings journey with a minimum commitment of 1 year, providing the flexibility to adapt to your financial goals.

  • Monthly Gains
    Experience monthly gains with interest payments that are capitalized monthly, boosting your overall returns.

  • Daily Growth
    Witness daily growth as interest is calculated through daily accrual, ensuring your savings work for you every day.

  • Accessible start
    Accessible to all, the Classic deposit welcomes you with a minimum initial deposit of TJS 1000 / USD 200.

  • Preserving Your Savings
    Preserve your savings with the Classic deposit, as partial withdrawal of funds is not permitted, ensuring the integrity of your investment.

  • Account Replenishment
    Keep your savings growing with the flexibility to replenish your account, enabling you to contribute to your financial goals over time.

Deposit Calculator

Calculate

* The following calculation is informative and may change slightly.

Unlock the deposit in 4 simple steps

Embark on an application process founded on trust, efficiency, and tailored to your unique needs.

  • 1
    Complete the online application form.
  • 2
    Expect a call from our call-center operator to verify your identity and schedule a branch visit.
  • 3
    Visit our branch at the scheduled time with your passport.
  • 4
    Sign the contract and make the initial deposit.

Start your application

Applying is a straightforward and convenient process.


 

Helpful Information

Frequently Asked Questions

Yes, you can withdraw your deposit before the maturity date. However, please note that in such cases, the interest will be recalculated at a rate of 1.5% from the total amount.

You only need to provide your passport and Taxpayer Identification Number (TIN).

Formula for calculating deposits:

I = P * i * n/T

Where:

I is the amount of interest for n days;
P is the amount of the deposit (principal amount) on which interest is accrued;
i is the interest rate (rounded to two decimal places) according to the terms of the agreement;
n is the number of days for which interest on the deposit is accrued;
T is the number of days in a year (360 days).

Interest on deposits is paid in the following order:

  • Monthly;
  • on the day of return of the deposit (after the end of the deposit placement period);
  • withdrawal of the deposit or part of the deposit on the day before the established term (based on the application to the client for return of the deposit, part of the deposit).

Payment of accrued interest on the deposit is made in the manner and within the timeframes established by the Agreement, and may be made:
a) non-cash transfer of the deposit amount and accrued interest to the Client’s savings, card or current account opened with FINCA LLC.
b) if the day of interest payment falls on a non-working day, the interest payment falls on the first working day after the day of sale.

Last updated on: March 30, 2026

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