Cards

FINCA debit card

The card issued by FINCA Tajikistan is convenient and reliable, allowing you to access your money anytime and anywhere in the country. This product is developed according to the standards of the national payment system “Korti Milli”.

Round-the-clock access to your funds

This card is developed for all citizens of the Republic of Tajikistan, including individual entrepreneurs, farmers, and legal entities (commercial and agricultural enterprises).

Services accessible through a FINCA payment card
  • Withdraw cash from ATMs and POS terminals of all financial institutions in Tajikistan
  • Receive your salary, pension, and bonuses.

  • Obtain a loan.

  • Make purchases and payments at all trade and service enterprises, with no commission charges.

  • Pay utility bills and make other payments through the online service FINCA Online

  • Replenish your e-wallets through FINCA Online

Benefits of a FINCA payment card

  • Special rate for international money transfers from card to card.

  • No need to open a new card account for P2P transfers from card to card.

  • The fast service, with cards issued instantly.

  • Instant blocking and unblocking of cards via SMS service

  • Payment for goods and services throughout Tajikistan.

  • Request for balance and mini statements in ATMs and POS terminals.

  • Change of PIN in ATMs and POS terminals.

Terms and conditions
  • Card term: from 1 to 3 years
  • Card account currency: TJS
Card account replenishment methods
  • In cash

  • At any branch of FINCA Tajikistan

  • Through self-service payment terminals

  • From card to the card via FINCA Online, Cberbank Online app.

  • From electronic wallets

  • Through other banks: using the SWIFT or the NBT settlement system

Useful documents
SMS service commands

Operations with bank cards (it is necessary to send commands in the form of SMS to the number: 5151

**** – 4 last digits of the card number:

  • activate **** (Unlock card)

  • deactivate **** (Card blocking)

  • balance ****

  • notify on **** (include Informing)

To connect to SMS services, please contact our nearest branches or CMS and fill out an application for SMS service or contact the call centre at +992 44 600 23 23

The steps to get a FINCA card

We designed the process convenient for you.

  • 1

    Once you submit a simple application form, expect a call from our call-center operator to verify your identity and schedule a branch visit.

  • 2

    Visit our branch at the scheduled time (from 8:00 to 16:00) with your passport.

  • 3

    Sign the contract and get your card.

Start your application

Applying is a straightforward and convenient process.


Types of FINCA cards Tajikistan

  • INDIVIDUAL CARD «CLASSIC» – The cards are intended for all customers, especially for customers receiving international bank transfers from abroad through the SWIFT system;

  • INDIVIDUAL CARD «FINKORT» – Cards for all customers who want to receive money transfers from abroad through money transfer systems without opening a card account or P2P transfers from card to card. This card is also intended for the issuance of loans and payment of money transfers within the Country.

  • INDIVIDUAL «DEPOSIT CARD» – Cards for the payment of accrued interest on term deposits.

  • «SALARY CARDS» -Cards for the payment of wages and other remuneration on the salary cards. The cards can also be used to receive other payments, personal savings and loans.

  • CORPORATE CARDS – Cards for legal entities are used to replace small cash, an analogue of issuing money for a report, constant access to financial resources 24/7, as well as for making non-cash payments.

  • Card term: from 1 to 3 years

  • Card account currency: USD, RUB and EUR

  • Basic services and opportunities for cards:

    • Cash withdrawal;
    • Payment for goods and services throughout Tajikistan;
    • Request for balance and mini statements in ATMs and POS terminals;
    • Change of PIN in ATMs and POS terminals;
    • Money transfers from card to the card within Tajikistan;
    • Money transfers from cards issued by Russian banks to cards issued by MDO FINCA and vice versa.

  • Card account replenishment methods:

    In cash

    • In any office of MDO FINCA

    Cashless

    • From card to the card via FINCA Online
    • Through other banks through the SWIFT system or the NBT settlement system according to the details.

Frequently Asked Questions

The issuance of the card is completely free. Just fill out the application or visit the branch.

Simply provide them with your card account number so they can transfer funds directly to it. The transfer will only take a few minutes, allowing you to access your money quickly at any time.

FINCA Online is a web-based platform that allows you to make electronic payments, such as paying for utility services, topping up your mobile account, making money transfers, and paying for other goods and services.

Yes, you can use a card issued by FINCA for payments at Amonatbank.

Last updated on: April 17, 2025

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