Welcome to FINCA.tj, operated by FINCA LLC MDO (hereinafter FINCA Tajikistan). The following Terms of Use (“Terms”) govern your access to and use of the Site. Please read these Terms carefully as this document is a legal agreement. By accessing and using the Site, you agree to these Terms. If you do not agree, please do not visit the Site and do not use it.

1. Registration and user materials
Certain features of the Site may require registration or form filling for users to submit their messages, photographs, and other user-generated content (“User Submissions”). You agree to provide accurate and complete information about yourself following the request or instructions on the Site and to update this information on time to maintain its accuracy. You are always fully responsible for your User Submissions, for maintaining the confidentiality of your username and password and for all activities that occur under your password or account. You agree to immediately notify FINCA Tajikistan if you become aware of any unauthorized use of your password or username, or any other breach of security. FINCA Tajikistan has the right, but not the obligation, to monitor, review, delete, reject or revise at any time, without prior notice and at its sole discretion, User Content that violates the Terms, which is inappropriate or for any other reason.
By submitting User Materials to the Site, you provide FINCA Tajikistan, FINCA affiliates and FINCA partners with a worldwide, perpetual, irrevocable, royalty-free, non-exclusive, sub-licensable license to use, reproduce, create derivative works, distribute, publicly display, transmit, transfer, distribute and publish User Materials in any form, medium or technology currently known or developed later. You agree that you will not attempt to enforce any so-called “moral rights” in your User Submissions against us, our affiliates or our partners.
You agree that you will not attempt to enforce any so-called “moral rights” in your User Submissions against us, our affiliates or our partners.

2. User behaviour
• The site is not intended for users under the age of 18. You may not provide or publicly post personal information on the Site if you are under the age of 18. By using the Site, you agree not to:
• Violate any applicable laws, including, without limitation, infringing copyrights, trademarks or other proprietary rights of FINCA Tajikistan or any third party;
• Harass, threaten, defame, insult or embarrass FINCA Tajikistan or any third party;
• Impersonate FINCA Tajikistan or any third party;
• Attempt to obtain a password, other account information, or other personal information from others, and collect email addresses or other information;
• Post any commercial content, including advertisements and promotional materials, unless explicitly permitted by FINCA Tajikistan;
• Engage in any behaviour that interferes with or prevents the FIF or any other person from using or using the Site, including but not limited to any activity that attempts to investigate, scan or test the vulnerability of FINCA Tajikistan systems or networks, violate security or authentication measures, or impose unreasonable or unauthorized load or load on the infrastructure of the Site; and
• Engage in any other behaviour that FINCA Tajikistan, in its sole discretion, considers offensive, vulgar, sexually explicit, obscene, offensive or otherwise objectionable.

3. Trademarks
Under national and international trademark laws, all rights to product names, company names, trade names, logos, service marks, corporate identity, slogans and designs of FINCA Tajikistan products or services, regardless of whether they appear in large print or with the trademark symbol, belong exclusively to FINCA Tajikistan, FINCA Impact Finance or FINCA International or their respective owners and are protected from reproduction, imitation, dilution or confusing or misleading uses under national and international trademark and copyright laws. Except as expressly permitted herein, use or misuse of these trademarks is prohibited, and nothing stated or implied on the Site grants you any license or right to any trademark of FINCA Tajikistan, its affiliates, FIF or any third party. Under this Agreement and any other terms and conditions presented on the Site, you may use the link provided by FINCA Tajikistan containing the FINCA Tajikistan trademarks solely to link to FINCA.tj or the team donation page from other websites, provided that your use of such a link may not give the impression that FINCA Tajikistan endorses, sponsors, or is affiliated with your products, goods, services or your website and may not be associated with any website that includes content or advertising of pornography, guerrilla material, in addition to unauthorized advertising of firearms or any other content or advertising that could weaken or otherwise damage the business reputation or reputation of FINCA Tajikistan.

4. Copyright
The site (including but not limited to text, images, photographs, graphics, user interface, screenshots, design and computer code, as well as the selection, coordination and posting of such materials) is protected by copyright laws of the Republic of Tajikistan. All copyrights on the Site are owned by FINCA Tajikistan or its third-party licensors to the fullest extent permitted by the copyright laws of the Republic of Tajikistan and all international copyright laws. Except for the content that you have posted on the Site, or unless expressly permitted in writing, you may not copy, reproduce, distribute, publish, enter into a database, display, perform, modify, create derivative works, transmit or in any way use any part of the Site in a manner.
If you believe in good faith that your copyrighted work has been reproduced on or linked to the Site without permission in a manner that constitutes copyright infringement, please provide our designated copyright agent with the following information:
• Identification of the copyrighted work that is alleged to have been infringed;
• Identification of allegedly infringing material to be removed;
• Your name, address and daytime telephone number and email address, if available so that we can contact you if necessary;
• A statement that you have a good faith belief that use of the copyrighted work is not authorized by the copyright owner, its agent, or the law;
• A statement that the information contained in the notice is accurate and under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the exclusive copyright that is allegedly infringed; and
• An electronic or physical signature of the copyright owner, or anyone authorized on behalf of the owner to claim copyright infringement and file a complaint.
Our copyright agent for notification of claims of copyright infringement on the Site: Yuliya Lesik, Yuliya.Lesik@finca.tj
We will remove any content that violates the copyright of any person following the laws of the Republic of Tajikistan, upon receipt of such a statement, and will terminate the privileges of users that repeatedly violate the copyrights of others.

5. Privacy Policy
Our Privacy Policy explains how we process the personal information we receive about you through the Site. By accessing the Site, you indicate that you understand and agree to the collection, use and disclosure of information described in our Privacy Policy, which is incorporated into these Terms. If you have questions about our privacy policy, you can contact us at hotline@finca.tj.

6. Third Party Content and Links to Third-Party Websites
The site may contain third party content and links to other websites (“Linked Sites”). FINCA Tajikistan does not endorse, sponsor, recommend or otherwise be responsible for any Linked Sites and information posted on them.

7. Disclaimer of Warranties; Limitation of Liability
The site is provided “AS IS” and “WITH ALL FAULTS”. FINCA Tajikistan makes no representations or warranties of any kind, express or implied, concerning the site, including, without limitation, any warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, reliability or performance.
In no event, FINCA Tajikistan or its affiliates be liable for any direct, incidental, indirect, consequential, special or exemplary damages arising out of your access to use, misuse or inability to use the site or in connection with any failure in work error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure. In the event, if you have a dispute with another User relating to the use of the Site, occurring from it or anything by relating to it, you are releasing us from any claims, demands and damages of any kind and nature arising out of any dispute or in any way related to it. These limitations will apply whether the implied liability is based on a contract, delicate, negligence, strict liability or any other reason, even if we were previously precaution.
Since some jurisdictions do not allow the exclusion or limitation of certain damages, our liability in such jurisdictions will be limited to the extent permitted by law.

8. Reimbursement
You agree to indemnify and hold us harmless against any loss, liability, claim or demand, including reasonable attorney fees, incurred or incurred by any third party in connection with or as a result (directly or indirectly) of your access to or use of the Site, or as a result of your breach of this Agreements.

9. Termination
We reserve the right to remove or refuse to post or distribute Content of Users who, in our sole discretion, violate these Terms of Use, as well as restrict, suspend or terminate the participation of any user from the Site at any time, with or without prior notice. who, in our sole discretion, has or violates these Terms of Use.
We may terminate this agreement for any reason at any time. Otherwise, the applicable sections of this agreement will remain in effect upon such termination.

10. Diverse
We may amend these Terms or change any features of the Site at any time at our sole discretion. The most recent version of the Terms can be viewed by clicking on the “Privacy Policy” and “Terms of Use” links on the home page of the Site. By continuing to access and use the Site, you indicate that you accept any changes to the Terms.
These Terms of Use contain the entire agreement between you and us regarding your use of the Site. If any provision of these Terms of Use is held invalid, the remainder of the Terms of Use will remain in full force and effect.

11. Contacts
If you have any questions about these Terms of Use, please contact us at:
FINCA Tajikistan
The Republic of Tajikistan
Dushanbe, Jabbor Rasulov Street No. 9
(+992) 44 6002323 (Tel.)
Email address: